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Care for a COLA with Your Social Security?
As you might have heard, people are talking about a big bump in Social Security benefits next year.The Senior Citizens League says payments could rise by as much as 8.6 percent in 2023, compared to an increase of 5.9 percent in 2022....
Read MoreMedical Debt and Your Retirement
How To Get Rid Of Your Accumulated Medical Debt In A Few Easy Steps Retirement planning and medical debt often go hand-in-hand. We try our best to save up money to use during our golden years. A nice little nest egg when we turn 65 and...
Read MoreScared About Retirement? Here is What You Need To Keep In Mind
When a person thinks of retirement, they have a thousand things running through their mind. They are often met with a mix of emotions about the situation that they are going to be in. One one hand, retiring means that you get to sit...
Read MoreWhat You Should Know If Retiring Soon
Retiring is a special time for any individual. It's when you get to relax, be with family and friends, or pursue a hobby you were always interested in but just never had the time to. Of course, as you approach this last stretch of...
Read MoreOlder Americans May Be in a Better Position to Pursue Their Dream Job
When you think of a dream job, you might envision a venture that individuals pursue when they are younger. For example, many college students are asked about their dream job. However, as an older adult, you have the opportunity to...
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Working while receiving Social Security Benefits
Retirement is something most people look forward to in the United States. This is because it offers them the opportunity to travel, spend time with their families and essentially relax. All that is possible because most people are...
Read More3 Questions You Should Ask Yourself Before You Retire
Retiring is the goal of every worker who dreams of leisurely breakfasts and time in the garden. However, getting to retirement takes some financial effort and strategic planning. The reality of having no job means that you're on your...
Read MoreWhat’s next for retirement plans in the U.S.?
In the United States, retirement is a crucial part of life. The most common form of retirement plan in the U.S. is employer-sponsored 401(k) plans, where employees make contributions into an account that earns interest and grows over...
Read MoreAre You Dreaming of Retirement on the Water?
You have probably seen a lot of articles about the best places to retire in general. There are tons of options, including living in an RV or buying a small home in Australia. But what if you want to live on the water? What is one of...
Read MoreWhat is the State of Retirement in America?
The coming retirement tidal wave of the Baby Boomer generation is a cause for concern. There are many folks who have long dreamed of a leisurely retirement, but have either struggled to save or not prepared fully to fund their life...
Read MoreFinancial Myths to Stress-Free Retirement
Many people often get misleading information about financial planning for their retirement. It is imperative to learn about effective financial planning to avoid making mistakes that can lead to financial instability in the future. If...
Read MoreHow to Better Ensure Your Retirement Nest Egg Lasts
No matter how much you have saved, it's important to remember that your returns will always vary. Instead of planning on regular returns each year, consider planning for volatility by varying what you withdraw and when. Be Ready to...
Read MoreThe Benefits of Having a Schedule in Retirement
In the retirement years of life, many people are often freed from the obligations that they had when they were working. This can be a highly valuable time in one's life, and yet it is often not treated as such. There are many benefits...
Read MoreRetirement Planning By the Numbers
Building a strong financial foundation for your future has probably been on your radar for a while. However, for many workers, the end of organized or paid employment can be rather amorphous. If your last day in the office is close...
Read MoreHow to Know if Your Retirement Savings Are on Track
The idea of running low on money in retirement is quite terrifying for many of us. Making sure that our funds will not only fulfill our needs but also make life a bit better for those we leave behind is worth the worry, as long as we...
Read MoreAfter One Year of Covid-19, America’s Retirement Crisis Is Little Changed
While the Covid-19 pandemic ended millions of jobs, many Americans still saved toward retirement. Yet there's still a major retirement crisis in the United States today as half of Americans do not have enough savings to maintain their...
Read MoreDo you have enough planned if you live to 100?
We are living at a progressive and prosperous time in history. Significant economic, technological, and medical advancements have been made, and it's only getting better. So it goes without saying that living a long, robust, and...
Read MoreWill Your Retirement Income Be Enough?
If you are concerned about having sufficient financial resources after you retire, read on. We will discuss how to ensure a comfortable life during this phase of life. Future Expenses: How Much Will You Need? First and foremost, you...
Read MoreI Am Over 50, What Should I Do To Plan For Retirement?
Your 50th birthday is a big milestone in your life, and once you’re past it, you need to ramp up your retirement planning. Hopefully, you’ve been doing at least some saving and building up a nest egg, even if you...
Read MoreWhat does retirement look like in 2021?
Whether you planned to retire in 2021 or are heading into retirement due to other pressures, there are steps that you can take before you leave your full-time job. For example, you may need to decide what to do with your 401(k), how to...
Read MoreAre You Ready For 7 Saturdays In Retirement? You Spend More In Retirement.
One of the most significant problems with most people’s retirement plans is that they do not account for changes in spending levels over the years. Most people with an intelligent plan will take into account inflationary...
Read MoreAre You Thinking of Upsizing Your Home in Retirement?
The 2020 pandemic has taught many of us that being self-sufficient is the best way to stay healthy. This means that you need to be able to work, work out, eat well and be entertained all in one space. Upsizing your home is one way to...
Read MoreHow Do You Know You Are Ready To Retire?
It's impossible to know when you're ready to retire. Few individuals choose to retire at a certain age, such as 60 or 65, and others set a financial target, like $1 million in a pension plan. Some indicators and milestones may indicate...
Read MoreWill You Have Multiple Sources of Income In Retirement?
When it comes to planning for a more comfortable and secure retirement, a robust and well-balanced investment portfolio is not an asset that should be taken lightly. Relying solely on federal-assistance programs and pension plans in...
Read MoreLife Insurance - It's Not For You, It's For Them!
Life insurance is one of those things that many people prefer to avoid thinking about because it often conjures up dark images. While we all know that our end will come, it may be difficult to realistically imagine that time. Many...
Read MoreHow to Reduce the Risk of Outliving Your Money
Americans are living nearly as long as ever. With a life expectancy of 78.4 years, there is good reason for any American to believe they will need to save for a long post-retirement life. However, this begs the question: How can you be...
Read MoreThe Good and Bad of Retiring Early
When it comes to retiring early, some of the benefits are obvious. You get to live your life without the constraints of work, and you are able to pursue your own interests. But there are other good reasons for retiring early, and there...
Read MoreLong-Term Care
Millions of people in the U.S. are unable to care for themselves and need long-term care services. Some people may need assistance in performing one or more self-care activities such as dressing, bathing and sometimes, walking, while...
Read MoreRetirement Should not Scare Women
While it’s true that generalizations do not necessarily reflect the individual circumstances and therefore have limited value, there are fact-based reasons why the average woman faces greater hurdles than the average man does in...
Read MoreLadies, Should You Leave Financial Decisions To Your Spouse?
Are your finances currently controlled by one person? It is rare for both parties in a marriage to handle the finances together. In an overwhelming number of cases, the wife leaves the husband to handle all financial issues. This may...
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So you want to reduce your taxes?
Some of the most common questions retirees and pre-retirees ask pertains to their TAXES. This article will help give some ideas on how to reduce taxes, while achieving asset preservation.
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9 Financial moves for 2021 to do NOW
Don't put it off! I can't stress this enough- a year from now, you'll wish that you did this today. Procrastination is such a huge issue for so many of the retirees and pre-retirees I talk to. Sometimes these things aren't the most fun...
Read MoreFather Daughter Retirement Planning Q&A
We had such a great time in the Brand Ambassador Select studio last month! Lenore is wonderful to work with! I'll share some thoughts on Retiree mistakes, how to make the most of your retirement, and some simple tips as to how you can...
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